BULLETIN
December 5, 2024
Western National Insurance Auto Rate Revision for South Dakota – Effective 1-22-2025
Western National has recently completed a review of our Personal Auto line of business. Effective January 22, 2025, for new and renewal business, auto rates will increase in our Penalty-Free, Select Auto, and Signature Auto programs.
The overall rate increase ranges from 12% to 20% depending upon the program and the specific characteristics of the insured exposure. As an example, longer tenured policyholders could experience less of an increase than those who have been with their carrier less than three years. Policyholders can reduce their premium by increasing deductibles or making other adjustments. As an example, premium for physical damage coverage can be reduced by as much as 12% by changing $500 deductibles to $1000 deductibles.
As a reminder, Western National has made quoting Penalty-Free policies in the Select Auto and Signature Auto programs easy by starting quotes for every renewal using existing policy information to minimize the additional entry needed for an application. A guide on how to locate and complete a prefilled quote is available here.
Please contact your Regional Agency Manager, with any questions.
